I turn 35 in January. I need to get my crap together.
I’m developing a plan.
1. I created a budget. I used mint.com. It’s free and quite brilliant actually. It takes a little bit to set things up, but once you’ve linked up all your accounts, it’s smooth like butter. I was pretty darn thorough– and I was also pretty reasonable with myself, knowing my spending habits.
2. I subscribed to nearly ALL of my recurring expenses. If you use target.com, you 1) get free shipping, 2) get 5% off, 3) set how often you want your items to ship, and 4) avoid the store. For me, avoiding the store is a three-way win: I hate stores, I don’t give myself the opportunity to impulse buy, and I save time, which is honestly a more precious commodity to me than even the money.
I created a fancy little spreadsheet, figured out all the costs, and for all of 2017, I will spend only $895.36 on contact solution, toothbrushes, toothpaste, body wash, shampoo, conditioner, dry shampoo (for the win!!), toilet paper, feminine products, laundry detergent, dryer sheets, makeup remover, deodorant [all from Target] plus three different vitamins [via The Vitamin Shoppe] plus two just-for-fun subscriptions. FOR A YEAR. (This is good for me– maybe some of you are laughing at me right now! I honestly don’t know what is a “normal” cost because I’m soooo bad with my spending.) Oh, and I get my razors through Dollar Shave Club (Interested? Sign up AT THIS LINK and I get credits!)
By the way, this hasn’t been an all-at-once thing for me. I’ve been moving into the world of online subscriptions for a few years now. It’s incredible.
3. I’m TRYING to take the time to cook … and to think ahead so that I have a plan for WHAT to cook … and get the appropriate groceries for it (which– shocker– I also order online).
4. I’m figuring out how often I need to go to the chiropractor and therapist in order to stay healthy.
5. I’m developing plans for reading, writing, and exercise.
6. For the first time in my adult life, even books are included in my budget.
7. I think I need a mentor.
8. Online dating. (For now just online window shopping.)
9. More to come.
Did you like how this list when from ULTRA-DETAILED to totally vague?
Tomorrow is December 1st, which gives me one month till the new year starts.
My roommate always gives each new year a name– The Year of the Lady, The Year of Saying Yes, The Year of Living Simply.
What should I name 2017 for me? Ideas?